Car accidents in Olympia can turn your life upside down in an instant. From serious injuries and emotional trauma to financial burdens caused by medical bills and lost wages, the aftermath of a crash can be overwhelming. When someone else’s negligence causes your injuries, you need an auto accident lawyer in Olympia who will fight for you every step of the way.
At Jacobs and Jacobs, we bring more than a century of legal experience to every case. Our Olympia personal injury lawyers are skilled at investigating, negotiating, and litigating claims with an aim to recover full compensation for accident victims.

Why Choose Our Firm After a Car Accident in Olympia
Jacobs and Jacobs isn’t just another personal injury law firm. We’ve been building trust for generations and have represented over 10,000 injured victims in the last 10 years alone. Our attorneys understand the complexities of Washington law and how insurance companies operate, and we’re prepared to hold them accountable.
Whether you were injured in a minor fender bender or a life-altering crash, our team will guide and assist you through the process with compassion and determination. While a settlement is the more likely outcome in a car accident case, we’re ready to file a personal injury lawsuit and take the battle to the courtroom if the insurance provider fails to settle fairly.
We offer:
- Free consultations and contingency-based representation (you pay nothing unless we win)
- Thorough case investigation and collection of evidence
- Aggressive negotiations with insurers for maximum settlement
- Trial-readiness if litigation is necessary to protect your rights
If you can’t come to us, we’ll come to you. Phone, Zoom, or in-home consultations are available. Let our Olympia car accident attorneys pursue damages for your current and future medical expenses, lost wages and loss of earning capacity, property damage, and pain and suffering you endured.
Common Causes of Car Accidents in Olympia
Determining the cause of the crash is vital to establishing liability and securing compensation. Car accidents in Olympia occur due to a range of negligent driving behaviors. Our attorneys conduct in-depth investigations to identify and prove fault of the other driver, no matter how complex the circumstances.
Driver Negligence
One of the most common legal grounds for a personal injury claim is driver negligence. The law requires all drivers to act with reasonable care. When they fail to meet this standard, they may be held liable for damages. Common negligent behaviors of the at-fault parties in Olympia include:
- Failure to yield the right of way: This can occur at intersections, crosswalks, and while merging, often leading to T-bone collisions or pedestrian injuries.
- Failure to take evasive action: Drivers have a legal duty to avoid foreseeable harm. Failing to swerve, slow down, or respond appropriately can establish negligence.
- Failure to keep a proper lookout: Disregarding visual cues or road hazards, such as stopped traffic or cyclists, can result in serious crashes.
- Failure to brake in time or appropriately: Rear-end accidents are often caused by a driver’s delayed or inadequate braking.
- Failure to maintain a lane or control speed: Drifting across lines, excessive speeding, or erratic driving can show a disregard for others’ safety.
- Failure to act as a reasonably prudent driver: Washington law compares the driver’s actions to what a cautious, reasonable person would have done under similar conditions.
Traffic Violations
Many accidents in Olympia occur due to clear violations of traffic laws. Our attorneys scrutinize the police report, traffic citations, and witness statements to determine whether any of the following occurred:
- Distracted driving: Texting, eating, or interacting with in-car technologies all reduce attention and increase crash risk.
- Driving under the influence (DUI): Alcohol and drugs impair judgment and reaction time. Even prescription medication can contribute to impaired driving.
- Running stop signs or red lights: These violations are especially dangerous at intersections and can result in side-impact or pedestrian collisions.
- Blocking a roadway: Whether it’s an improperly parked vehicle or an object left behind, blocked lanes can lead to avoidable crashes.
- Improper lane use: Driving on the wrong side of the road or making illegal lane changes can constitute reckless behavior.
- Speeding or aggressive driving: Tailgating, weaving through traffic, or road rage actions aren’t just dangerous but also illegal.
- Street racing: This is a serious and often criminal offense that endangers everyone nearby.
Special Circumstances and Factors
Some car accidents involve additional legal complexities based on the nature of the parties involved or the extent of the injuries. We handle these high-stakes cases with care and skill:
- On-the-job drivers: If the at-fault driver was working at the time, both the individual and their employer may be liable under Washington’s vicarious liability laws.
- Catastrophic injuries: Accidents resulting in spinal cord injuries, TBIs, amputations, or paralysis require long-term medical care and higher compensation.
- Wrongful death: If a loved one died due to another driver’s negligence, eligible family members may pursue a wrongful death lawsuit.
- Pedestrian and bicycle accidents: Olympia’s increasing use of bike lanes and pedestrian walkways means drivers must be especially vigilant.
- Teenage drivers and child passengers: Accidents involving minors present unique legal considerations, including guardianship, parental liability, and long-term developmental consequences.
- Mechanical failure: Defective brakes, airbags, or tires can shift liability from the driver to the manufacturer or mechanic.
Unique Scenarios
Not all car accident claims are straightforward. Our legal team at Jacobs and Jacobs Personal Injury Law Group has experience handling complex scenarios such as:
- Out-of-state drivers: Interstate travel and tourism can lead to legal issues involving insurance jurisdiction and venue selection.
- Injured passengers: If you were a passenger hurt due to the fault of the driver, you may still have a valid personal injury claim.
- Negligent entrustment: Vehicle owners who lend their cars to unlicensed or reckless individuals may be liable for resulting damages.
- Borrowed or rented vehicles: Rental companies and private owners may share liability depending on contract terms, insurance coverage, and driver behavior.
Steps to Take After Your Olympia Car Accident
Taking the right steps immediately after a car accident can impact your ability to recover full compensation. Here’s what to do:
- Seek medical attention: Your health comes first. Even if your injuries seem minor, adrenaline may mask symptoms.
- Call law enforcement: A police report provides a crucial third-party account and can help establish liability.
- Document the scene: Take photos of vehicles, skid marks, license plates, injuries, road conditions, and any contributing hazards.
- Exchange information: Get names, contact details, insurance information, and driver’s license numbers of all involved.
- Speak to witnesses: Eyewitness statements can provide powerful support for your version of events.
- Avoid admitting fault: Don’t apologize or speculate. Stick to the facts when speaking to police or insurance adjusters.
- Notify your insurance: Report the crash, but be cautious about giving recorded statements without legal guidance.
- Contact a car accident attorney: The sooner you involve a lawyer, the higher your chances of recovering damages.
Types of Compensation Our Olympia Car Accident Attorneys Can Recover for You
Car accident victims in Olympia may be eligible for various forms of compensation depending on the nature and severity of the crash:
- Medical expenses: Emergency care, hospital stays, surgeries, physical therapy, medications, and long-term rehabilitation.
- Lost income: Compensation for wages lost due to time away from work, as well as diminished earning capacity for long-term or permanent disabilities.
- Pain and suffering: For the physical pain, emotional distress, anxiety, and overall impact on quality of life.
- Property damage: Repair or replacement costs for your vehicle and any personal items damaged in the crash.
- Out-of-pocket expenses: Includes transportation to appointments, medical devices, or modifications to your home or vehicle.
- Punitive damages: In rare cases involving egregious misconduct or reckless driving, additional damages may be awarded to punish the wrongdoer.
Our attorneys may work with economists, medical experts, and accident reconstructionists to calculate the true value of your claim and ensure nothing is overlooked.
Can a Driver Be Held Liable If Weather Caused the Accident?
Yes. While poor weather conditions like rain, fog, or snow can create hazards, they don’t absolve drivers of responsibility. Under Washington law, motorists are still expected to drive in a manner appropriate for the conditions.
This means slowing down, increasing following distance, and using headlights when visibility is low. If a driver loses control or causes an accident due to speeding, tailgating, distracted driving, or failing to brake properly during adverse weather, they can still be held liable.
Our legal team will assess weather reports, black box data, and surveillance footage (if available), medical records, and witness testimony to determine whether the other driver failed to act as a reasonably prudent person would have in similar circumstances.
Insurance Companies Rarely Want to Face a Jury
Insurance companies are profit-driven and routinely try to minimize payouts. They’ll look for any excuse to undervalue or deny your claim. That’s why it’s critical to work with a legal team that’s respected by insurers and feared in court. At Jacobs and Jacobs, we prepare every case as if it’s going to trial. This gives us powerful negotiating leverage.
Our attorneys:
- Demand full documentation of medical and financial losses
- Utilize expert testimony to strengthen your case
- Aggressively challenge lowball settlement offers
- Maintain a track record of verdicts that compel fair settlements
In many cases, insurers know that when we’re involved, their best option might be to settle fairly or face a well-prepared opponent before a jury.

Frequently Asked Questions on Olympia Car Accident Claims
How Long Do I Have to File a Car Accident Lawsuit in Olympia?
In Washington State, the statute of limitations for filing a personal injury claim is three years from the date of the accident (RCW 4.16.080). If you miss this deadline, your claim may be permanently barred, regardless of its merits.
What If I Was Partially at Fault for the Accident?
Washington follows a pure comparative negligence rule. You can still recover damages even if you were partly at fault, but your compensation will be reduced by your percentage of fault. For example, if you were 30% responsible, your award would be reduced by 30%.
Can I Sue a Government Entity for a Car Accident Caused by Poor Road Design?
Yes, but suing a public entity like the City of Olympia or the Washington State Department of Transportation (WSDOT) requires meeting specific procedural steps. Under RCW 4.96, you must first file a tort claim notice before initiating a lawsuit.
What Happens if the Crash Was Caused by a Driver Who Borrowed Someone Else’s Car?
In Washington, vehicle owners may be held liable under the negligent entrustment doctrine if they knowingly lent their vehicle to someone unfit to drive (e.g., unlicensed, intoxicated, or reckless drivers). Insurance coverage will depend on the terms of the policy and whether permissive use was granted.
Can I Claim Damages for PTSD After a Car Crash?
Yes. Washington law allows recovery for emotional distress, including PTSD, when it can be medically documented and linked to the accident. Expert testimony from mental health professionals may be necessary to validate these claims in court or settlement negotiations.
Get Strong Legal Representation from Our Car Accident Lawyers
At Jacobs and Jacobs, we have proudly represented Washington State residents since 1893. Our legacy of legal excellence has helped us recover over $113 million in compensation for injured victims in the past five years alone. We combine aggressive litigation strategies with client-first service to determine liability and pursue damages.
We understand how difficult it can be to focus on your recovery while fighting insurance companies and facing the legal system. We handle every aspect of your claim—from evidence gathering to expert consultations to trial preparation, so you can focus on healing.
We serve Olympia and the surrounding areas with:
- In-office, home, phone, and Zoom consultations
- Personalized support and responsive communication
- No financial recovery, no legal fee commitment
Let the skills, experience, and resources of our top-rated legal team work for you. To schedule your free case evaluation, call us 24/7 at 253-342-4965 or contact us online.