Insurance is designed to protect you against financial loss and help pay for medical and repair costs in the event of an accident.
Most states require that you carry at least some form of auto liability insurance in case of an accident. You agree to pay a premium for this coverage, and the insurance company agrees to pay for losses based on the type and coverage of your policy. Insurance companies are business however, and as such are in business to make money.
This is why they have at their service many people who are there to keep their costs at a minimum. This translates into a desire to see that you are awarded as little as possible to settle your claim. Most often, this is much less than you will receive with legal representation.
If you are involved in any type of accident, it is in your best interests to contact an attorney immediately. We offer A FREE initial consultation and can represent your interests usually with no cost to you.
If you or someone you know is involved in an auto, bus, or boating accident, the next step – after ensuring your safety and the safety of those in the vehicle – would be dealing with insurance claims.
When it comes to insurance, the best case scenario is that you, the victim, receive funds that compensate you for any injuries and for the damage to your vehicle.
However, insurance companies are, first and foremost, businesses; and their main objective is to protect their business. This means that the insurance company involved in your case may well not have your best interests in mind – rather, they are doing what they can to cut costs wherever possible.
This is why it’s important to have legal representation when you are involved in an accident. Subrogation is a perfectly valid reason to seek the help of a lawyer; and our fantastic attorneys at Jacobs & Jacobs are happy to provide you with a free consultation. A good lawyer will ensure that you receive proper restitution, and hold the insurance companies accountable to providing for your vehicle’s damage and your medical needs – even if your injuries are as mild as a back injury or shoulder pain.