Insurance is designed to protect you against financial loss and help pay for medical and repair costs in the event of an accident.
Most states require that you carry at least some form of auto liability insurance in case of an accident. You agree to pay a premium for this coverage, and the insurance company agrees to pay for losses based on the type and coverage of your policy. Insurance companies are business however, and as such are in business to make money. This is why they have at their service many people who are there to keep their costs at a minimum. This translates into a desire to see that you are awarded as little as possible to settle your claim. Most often, this is much less than you will receive with legal representation.
If you are involved in any type of accident, it is in your best interests to contact an attorney immediately. We offer A FREE initial consultation and can represent your interests usually with no cost to you.